France's Top 23 Health Insurance Providers (2024)

The health insurance industry in France encompasses myriad companies designed to offer health coverage solutions to individuals, families, and businesses. These companies offer diverse plans that cover various health aspects from preventive care and routine check-ups to emergency treatments and chronic illnesses. The industry is on a forward trajectory, largely driven by advancements in health-tech, evolution of customer service systems, and increased focus on flexible, personalized plans that prioritize the customer's health and financial needs.


Top 23 health insurance companies in France

1. Macif

  • Website: macif.fr
  • Headquarters: Niort, Ile-De-France, France
  • Founded: 1960
  • Headcount: 10001+
  • Latest funding type: Acquired
  • LinkedIn

Macif is a mutual insurance company that offers various insurance products and financial services. They provide health insurance with unlimited teleconsultation service, as well as home insurance, auto insurance, and personal loans. Macif emphasizes quality customer service and proximity, with professionals based in France to assist with claims and assistance. They also offer advantages and discounts through their partner network.


2. Gan Assurances

  • Website: gan.fr
  • Headquarters: Sofia, Grad Sofiya, France
  • Founded: 1968
  • Headcount: 1001-5000
  • LinkedIn

Gan.fr is a company that offers a range of insurance products and services to various customer groups. They provide insurance solutions for professionals, businesses, farmers, artisans, and individuals. Their offerings include coverage for vehicles, properties, liability, health, life, and retirement. With a nationwide network of agents, Gan.fr ensures personalized and accessible support to their clients.


3. Groupe SMA

  • Website: groupe-sma.fr
  • Headquarters: Paris, Île-De-France, France
  • Founded: 1859
  • Headcount: 1001-5000
  • LinkedIn

Groupe SMA is a major insurance company offering expert and innovative solutions to professionals and individuals. They provide a wide range of insurance services for businesses and personal needs, including property insurance, vehicle insurance, life insurance, health insurance, and liability insurance.


4. Abeille Assurances

Abeille Assurances is an insurance company offering a range of insurance products, including life insurance, health insurance, car insurance, and home insurance. With a network of 950 agents throughout France, they provide tailored solutions to meet the needs of individuals and businesses.


5. Mutuelle de Poitiers Assurances

Mutuelle de Poitiers is an insurance company that offers various insurance products to individuals and professionals. Their offerings include auto insurance, health insurance, home insurance, as well as savings, retirement, and life insurance solutions.


6. Msh International

  • Website: msh-intl.com
  • Headquarters: Paris 17, Ile De France, France
  • Founded: 1974
  • Headcount: 1001-5000
  • LinkedIn

MSH International is a multinational company based in Dubai, Abu Dhabi, and Tunis. They offer international health insurance solutions for individuals and corporate clients. With a worldwide network of healthcare providers, MSH members can access top-level medical professionals. The company provides assistance, administration, and management services for healthcare coverage. Their app allows easy filing of claims and finding healthcare professionals anywhere in the world.


7. Mutualia

  • Website: mutualia.fr
  • Headquarters: Bobigny, Île-De-France, France
  • Founded: 1990
  • Headcount: 201-500
  • LinkedIn

Mutualia is a network of mutual insurance companies specializing in health and life insurance products. They have a comprehensive range of products and services for individuals, farmers, businesses, and public entities. With over 25 years of experience, Mutualia is known for competitive rates and personalized customer service.


8. Alan

  • Website: alan.com
  • Headquarters: Paris, Ile-De-France, France
  • Founded: 2016
  • Headcount: 501-1000
  • Latest funding type: Series E
  • LinkedIn

Alan is a health insurance company that offers simple and hassle-free healthcare solutions. They provide a range of health insurance plans tailored to individual needs. Alan aims to simplify the healthcare system and bring better health to everyone.


9. MAPA mutuelle d'assurance

  • Website: mapa-assurances.fr
  • Headquarters: Saint-Jean-D’Angély, Nouvelle-Aquitaine, France
  • Founded: 1911
  • Headcount: 501-1000
  • LinkedIn

MAPA Assurances is an insurance company that offers comprehensive protection for individuals and businesses. They specialize in providing coverage for homes, vehicles, accidents, and health. With over 20 years of experience, MAPA understands the unique needs of their customers and strives to provide personalized service and support.


10. Groupe Solimut Mutuelles de France

  • Website: solimut.fr
  • Headquarters: Montreuil, Ile-De-France, France
  • Founded: 2012
  • Headcount: 501-1000
  • LinkedIn

Solimut.fr is a company that offers mutuelle (health and welfare insurance) services to individuals and businesses in France. They provide comprehensive and affordable coverage options to meet the diverse needs of their customers.


11. Gan Eurocourtage

Gan Eurocourtage is an insurance brokerage company that offers a range of tailored solutions and services in the field of health and provident insurance for companies with up to 100 employees. With a network of specialized insurance brokers, Gan Eurocourtage provides comprehensive coverage options and personalized advice to meet the specific needs of businesses.


12. Mutuelles du Soleil

Mutuelles du Soleil is a company that offers various services related to health insurance. They provide insurance plans to individuals, businesses, and healthcare professionals. With a focus on customer satisfaction, Mutuelles du Soleil aims to provide comprehensive and personalized coverage for their clients' healthcare needs.


13. Repam Assurances

  • Website: repam.fr
  • Headquarters: Lyon, Rhône Alpes, France
  • Founded: 1995
  • Headcount: 51-200
  • LinkedIn

REPAM is an insurance company specializing in health and life insurance. With over 25 years of experience, they offer comprehensive coverage and tailored solutions for individuals, self-employed professionals, and small to medium-sized businesses. Their services include individual health insurance, employee health coverage, supplementary health plans, and insurance for accidents and disabilities. REPAM is dedicated to providing the best protection and support for their customers' healthcare needs.


14. EMOA Mutuelle du Var

  • Website: mutuelle-emoa.fr
  • Headquarters: Toulon, Provence-Alpes-Cote D&S;Azur, France
  • Founded: 1937
  • Headcount: 51-200
  • LinkedIn

Mutuelle EMOA is a company that offers various insurance and protection services to individuals and businesses. Their solutions include auto, home, health, and accident insurance, as well as legal protection and assistance services. With a focus on customer satisfaction, they provide flexible and tailored coverage options to meet the needs of their diverse clientele.


15. Groupe UITSEM

  • Website: smerra.fr
  • Headquarters: Lyon, Rhone-Alpes, France
  • Founded: 1981
  • Headcount: 51-200
  • LinkedIn

SMERRA is a nonprofit health insurance company for students in France. They offer complementary health insurance and other insurance policies to students. By choosing SMERRA, students become members and have access to a range of health and insurance services.


16. Lamie mutuelle

Lamie mutuelle is a mutuelle that has been in operation for 70 years. They offer simple and innovative services that make a difference. Their offerings include healthcare and life insurance solutions for individuals, independent professionals, and businesses. They also provide specific services tailored to the needs of different customer groups such as seniors and young people.


17. UNIM Association

UNIM is a company that offers various insurance products and services to the medical and healthcare professions. They provide comprehensive health insurance plans for individuals and groups, as well as specialized coverage for healthcare practitioners. UNIM also offers insurance solutions for property, retirement savings, and personal protection.


18. Dynassurances

Dynassurances is an insurance company specializing in providing insurance solutions for businesses and individuals. They offer a wide range of insurance coverage, including liability, automotive, construction, and health insurance. With their expertise in the insurance industry, they ensure that their clients are protected from the financial consequences of any potential risks.


19. Azur Assurances

Azur Assurances is an insurance company that offers a wide range of coverage options to protect individuals and their assets. They provide insurance for various aspects of everyday life, including health, property, and vehicles. Their goal is to help clients find the most suitable coverage to ensure their safety without breaking the bank.


20. Espaces de Coworking By MAAF

  • Website: maaf.fr
  • Headquarters: Paris, Île-De-France, France
  • Founded: 2019
  • Headcount: 5001-10000
  • LinkedIn

MAAF is an insurance company providing various types of insurance policies including home, health, vehicle and travel insurance.


21. ActuData

  • Website: actudata.fr
  • Headquarters: Nanterre (92), Île-De-France, France
  • Founded: 2015
  • Headcount: 11-50
  • LinkedIn

ActuData is an insurance company offering a wide range of insurance products and services for both individuals and businesses. They provide coverage for health, auto, home, legal protection, and more. With a simple and transparent contract, ActuData aims to be a one-stop solution for all insurance needs.


22. O2A Assurance

O2A Assurance is an insurance company based in Nantes, providing expertise and services in insurance for professionals and businesses for over 90 years. They offer coverage for various activities, including businesses, employees, executives, associations, and private individuals. With a focus on building trust and long-term relationships, they provide personalized guidance and support to their clients.


23. Alptis Direct

C-mon-assurance.com offers a wide range of insurance products and services to meet the needs of individuals and businesses. With a focus on providing tailored solutions, the company strives to provide the best coverage for each customer. Whether it's life insurance, health insurance, or various other types of insurance, C-mon-assurance.com is dedicated to helping clients find the right protection for their specific needs.


Want to find more health insurance companies?

If you want to find more companies that offer comprehensive health coverage and personalized plans you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


With Inven you'll also get to know the company's:


  • Ownership: Which of these are private equity backed? Which are family-owned?
  • Contact data: Who are the owners and CEO's? What are their emails and phone numbers?
  • Financials: How do these companies perform financially? What are their revenues and profit margins?

...and a lot more!

France's Top 23 Health Insurance Providers (2024)

FAQs

What are the largest health insurance companies in France? ›

Key Companies & Market Share Insights

AXA, CNP Assurances, and Crédit Agricole Assurances are leading companies in the market.

Why is France the best healthcare system in the world? ›

France 's healthcare system is ranked #1 by the WHO. This system provides the best overall care to its population : the French population is healthy, lives longer and has an easy access to healthcare services at a low out-of-pocket price.

What kind of health insurance does France have? ›

France runs a statutory health insurance (SHI) system providing universal coverage for its residents.

What is France's overall rank in the world's healthcare systems How does it compare to your country? ›

The World Health Organization ranked France's health care system highest and the United States came in at 37, behind most of Europe despite the fact that the United States outspends most nations per capita.

Who manages health insurance in France? ›

Minister of Health and Solidarity is a cabinet position in the government of France. The healthcare portfolio oversees the public services and the health insurance part of Social Security.

What are the top 5 health care insurance companies? ›

  • Blue Cross Blue Shield. : Best all-around policies.
  • Oscar. : Excellent plan options.
  • Kaiser Permanente. : Lowest average deductible.
  • Cigna. : Excellent value.
  • Aetna. : Lowest premiums.
May 2, 2024

What is the problem with the healthcare system in France? ›

Access to care, over-reliance on hospitals, and lack of focus on preventive care - the challenges that the French government must overcome are colossal and require major changes in the organization and delivery of healthcare in the country. Access to healthcare is a central concern for people across the country.

Which country is #1 in quality healthcare? ›

The Best Healthcare Systems in the World in 2024

According to this assessment, what country has the best healthcare? Singapore comes in at No. 1! Japan and South Korea came in 2nd and 3rd.

What is the leading health issue in France? ›

Leading causes of death
Ischaemic heart disease97
Alzheimer disease and other dementias81.7
Stroke55.8
Trachea, bronchus, lung cancers54.8
Colon and rectum cancers33.6
5 more rows

Who pays for elderly care in France? ›

Home Help or Elderly Assistance in France

Low-income pensioners may receive full coverage via the Allocation Personnalisée d'Autonomie (APA); higher-income seniors may need to fund up to 90% themselves.

Do French citizens get free healthcare? ›

France has a non-profit national health insurance system (administered by the Social Security administration) with mandatory coverage for anyone who resides for more than 3 months in the country.

Does France have good doctors? ›

The French healthcare system is often considered one of the best in the world. Here are some health care facts to get you started: It is a well-serviced system with more than one doctor for every 1,000 citizens.

How is the quality of healthcare in France compared to the US? ›

Nonetheless, a World Health Organization report published in 2001 found that France has the best overall health care system among the 191 countries surveyed while the U.S. ranked 37th behind virtually all European countries as well as Morocco, Oman, and Costa Rica.

What is one reason why France has the most highly ranked health care system in the world? ›

What is one reason why France has the most highly ranked health care system in the world? Over 99% of the French population is covered by at least the basic level of insurance. Most experts consider chronic illnesses to be: multifactorial syndromes.

Is healthcare expensive in France? ›

In general, French healthcare is very reasonable. The French-funded health coverage is considered one of the best in the world. Most all health costs, including specialists and dentists, are covered up to 70% and hospital visits up to 80%. Pharmacy costs can range from 15% to 100% depending on your needs.

Who is the large French insurer? ›

In 2023, Crédit Agricole Assurances had the highest market share in the French insurance industry, followed by CNP. In that year, Crédit Agricole Assurances held 15.1 percent of the market, and CNP had 10.4 percent. Both Crédit Mutuel and Axa France Assurance shared third place, each capturing 8.6 percent.

What are the largest medical insurance companies? ›

What are the five largest health insurance companies? The five largest health insurance companies by revenue are UnitedHealth Group, Anthem, Kaiser Permanente, Centene (mostly Ambetter) and Humana. They make up about half of the total market share in the health insurance industry.

Which country has the best health insurance in Europe? ›

Which European countries are ranked as having the best healthcare in 2024? In 2024, the top-ranked European countries for healthcare excellence include Norway, Iceland, Sweden, Switzerland, Netherlands, Luxembourg, Germany, Finland, Denmark, and Italy.

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